Automobile

Filing an Insurance Claim After Your Parked Car Has Been Hit by Another

If your parked car has been hit by another and you suffer serious damage, you may not sure what to do. You must document the crash by reporting it to the police and letting your insurer know about it. From here, you may need to hire one of the best car accident attorneys Los Angeles to help you collect evidence to support your claim and pursue full compensation. A great lawyer will help you file a claim, handle each step of the process for you. 

How a Parked Vehicle May Get Hit

A distracted, intoxicated, and drowsy driver can collide with a car parked on one side of the road. Also, this type of collision can occur when a driver fails to judge the passing clearance properly and hits a parked car’s side. This often occurs when the driver is not familiar with the car they are driving or when they are forced to get to close too an oncoming vehicle. In addition, when the driver of a moving vehicle has a medical emergency like a heart attack or seizure, they may lose control of their car and strike a parked car. Sometimes, a car parked on the street can also be get hit when another driver is trying to avoid hitting a person running into the street. 

In some instances, a driver may be inside their parked vehicle when struck by another motorist. A vehicle parked on the shoulders due to a flat tire or car breakdown is at risk of being struck by another vehicle. 

Do You Have Coverage for This Kind of Accident?

If you are hit by another driver while inside your parked car, you may have to file a claim against your insurance provider. Depending on your policy, your provider may pay some of the repair costs. If you purchased collision coverage or uninsured/underinsured motorist coverage, they could provide some protection when somebody hit your parked vehicle. 

What to Do When the At-Fault Driver Fled the Crash Scene

Hitting a car and leaving the crash scene without calling the police or leaving the contact information is not legal. This kind of accident is called classified as hit-and-run. Your insurance company may consider the at-fault driver who fled as uninsured. If you cannot locate the driver, you can use your uninsured motorist coverage to help pay for your losses. But, if you can find the driver and you have significant damages, you can file a legal claim against them to recoup your losses. 

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